Friday, August 11, 2006

American Goa - I

I finally bought a laptop a couple of days ago and have run out of excuses for not updating the blog. Was thinking I'd give you guys a day-by-day recount of events since I left Bangalore, but I really haven't been doing anything you might be interested in ... lots of classes, bus rides, waits at bus stops and other exciting things which I will spare you of ... so here is the much edited version ...

I lucked out with both the long flights, seat next to me was empty through out on both. Had some crap Korean food and managed to sprawl out and sleep through most of it. Despite all the sleep I was still quite disoriented by the time I got to the hotel, by about noon. Check-in at 2 ... on my way up in the lift along with a friendly American family ... manage to have a bit of a conversation ... told them I'd just arrived from India after an epic 30 hour journey ... the kids think it over for a bit and start chanting 'go to the beach' 'go to the beach' ... I managed a polite smile getting off the lift.

A bath and a couple of hours of sleep and I was good to go. Set out to walk to the university with a very basic map in hand. Promptly got lost after about 30 mins, tried asking for directions a couple of times, got replies in Japanese both times (?!), gave up and found my way back to the hotel.

Went out again in a couple of hours and got a burger at the hotel next door. I didn't know it then but I was just one floor below what is possibly the only gay burger joint in the world ... rainbow flags and all!

Ok, day-1 took a while to go through ... will fast-forward through other uninteresting parts from now on :-)

Met Khai (classmate, who was also staying at the same hotel) and we checked out the university in the morning, buildings and campus largely unimpressive. Had lunch on campus and set out to have a look at JAIMS, which is a lot nicer.

Back at JAIMS the next day (after a $35 taxi ride, since we missed multiple buses by standing at the wrong stop). The good Indian that I am, I was 10 mins late for the first session of the course.

Our class has quite a mix, everyone else has lived in either China or Japan or at least been there for a significant amount of time. I'll have to work extra hard on the language, almost no one else is at beginner level ... and even then, they know a bit already. I should have sat my ass in Bangalore and learnt some Japanese for the last two months. But yeah ... the partying was good too ;-)

After much thought I decided to stay at Hawaii Kai which is about 15 miles from the university since I need to go to UHM only twice a week. Finding a place was a bit difficult, way easier than in Bangalore though :-) And like in Bangalore, I got a place slightly above my initial budget and with a room (attic now) that I don't need or use. Its got cable and airconditioning included so I'm not complaining.

I'm half way settled now; one can't be settled here without a car, I'm working on that now and should have full or part ownership of one by next week. And yeah, while we are on cars, to get a Hawai'i license a SSN is required. This is of course waived for students who cannot get an SSN. But of course the DMV wont take your word for it ... so you have to go to homeland security and apply for an SSN, then ask them to fax the denial to DMV and then go to DMV within the next 2 weeks to begin with the written and driving tests. I spent all morning at homeland security to get them to send the denial to DMV. Will take the tests sometime next week.

I have a phone now +1(808)2065279. They don't have free incoming anywhere in America, I'm charged 12 cents for every minute (costs dad 20 cents to call me from his cell). Weekends are free, I'll probably be shifting to a nights also free plan next month ... but don't hesitate to call whenever, these guys are out to rob me in anycase.

Am tired after all this typing ... also have some homework to catchup on. American beer and other interesting topics the next time I get down to doing this.

Aloha!

Sunday, July 30, 2006

Aloha!

I've finally made it to Honolulu :-) Sadly the business plan needs to take a back seat for the time being ... firstly I want to spend some time and buy a good digi cam and secondly I can't do the snoopy thing since my ocean view room is half a block from the beach and 15 floors up.

Walked around town for a couple of hours ... unexpectedly large number of skyscrapers, weather much better than expected (expectations were madras-weather-low for some reason). Teddy's Bigger Burger also way better than expected ... drank 2 lts of assorted cold drinks. I already like this place a lot :-)

I haven't really checked out the beaches yet ... so by this time tomorrow I'm sure I'll love the place ;-)

Internet rates swalpa strong ... more later.

Wednesday, July 26, 2006

Hawaií

Yeah ... I know its been more than 2 months since the last post. This is what got me to stop ... I discovered my blog is worth exactly $0!

The exclamation is purely to shock you ... I wasn't the least bit surprised. Yeah ... so here's the business plan ... get to Hawaií (I'm leaving on the 29th) ... buy a good digi-cam ... take a whole load of snaps of chicks in skimpy clothes (if at all) and put all of them right here :-). I've already booked myself into a resort by the beach ... in a room with the ocean view of course.

I'll be junking my current number (9880825611) tomorrow evening ... purely FYI ... I know I'll be in Hawaií by the time you read this.

Aloha!

Tuesday, May 16, 2006

Pro Bono

Would've put this in the previous post if I'd remembered ... the GMAT classes are now free of cost ... I am celebrating.

To Gyan Or Not To Gyan

I've been having second thoughts and more about this whole blogging thing, for a while I was telling myself that I wasn't posting because I was busy at work then it was because I was in celebration mode and didn't want to be typing anything. Now I don't even know what the reason should be ... of course I could keep posting random stuff like this many times a day but this is hardly the 'gyan' I set out to impart.

Still, I like being called gyanmaster once in a way ... and I need an ID to post comments ... and I might change my mind later on ... might make this into a photo blog once I get to Hawai'i (and get together enough cash to buy a nice dig-cam). Meanwhile, I'll still be writing random non-gyan stuff often.

Thursday, May 11, 2006

Basanti is Back :-)

Basanti - for those of you who haven't met Khobba - is my car. She has been needing attention for about 2 months now ... stopped moving altogether about 15 days ago. Since then I've been sticking onto my cousin's awesome but yet-to-be-named bike (the one with chrome in the flickr pics ... male names only please).

Three rains and two pairs of really dirty jeans later I finally gave her the attention she was craving for ... and she's back on the road :-)

PS: Basanti is not yellow as you might expect ... she is maroon ... ask Khobba why he calls her Basanti ... I haven't managed to get it out of him yet

Monday, May 01, 2006

Microfinance

Got this from a friend on the school mailing group:

Bye the way guys.. I was just following up with the news about Vikram Akula being in Times top 100 list...

http://www.sksindia.com/background.htm
http://www.outlookindia.com/mad.asp?fodname=20030324&fname=Making&sid=1

Looks like he is doing a good job... sounds nice.

My reply:

I don't know who Vikram Akula is. I know what SKS does and I have worked with them in the past. While it all looks rosy from the outside (and many times from the inside) ... Microfinance is still serious business ... please perish the thought that it is purely social service being done by a bunch of do-gooders. MFIs have high operating costs etc but consider the raw deal that the poor person at the end gets: 18% is the least interest .... going up to 26%.

SKS gets money at 9-10% ... there is even talk of gov getting this down to 2-3% ... which will only bring final cost of borrowing to around 15%.

The IIM types in the group will tell you that a 8-10% spread is very lavish for any kind of financial institution ... not just one claiming to be there for the sole purpose of helping the poor.

Before any of you start thinking that I hate these guys ...

They ARE doing a lot of good and I believe they NEED to make profit to survive ... all I want is for them to talk and act more about increasing efficiency drastically instead of boasting 300% growth in customer base. For instance, this increase in scale should ideally result in massive increases in efficiency ... heard anyone talk of the decrease in spread yet?

Monday, April 24, 2006

JAIMS





I have been admitted to the JEMBA program at JAIMS.

More later.

Three Cheers!

Three cheers to the Nepali people! May democracy be with them. Link.

Not sure if a similar approach will help Pakistan.